Chase Home Finance

Sign the Petition : 214 Letters and Emails Sent So Far

Another Government Avoided Inconvenient Truth!!!

Chase Home Finance is Destroying America. There are Tens of Thousands of us all over the country EVERY MONTH, (This number is going up exponentially) that are being unjustly forced into Foreclosure. I myself represent just one of the many that have had TWO or MORE house payments HELD, or "LOST" as they put it, and used as a means for FORECLOSURE. CHASE Foreclosed on me 12/04/2007, and they found my 3 payments on 12/06/2007. HOW CONVENIENT. Seems my payments went from Phoenix, AZ to Los Angeles, CA to Columbus, OH then back to me UNDEPOSITED. They said they were returned because there was no Account# listed on the MEMO line. Well, my 8 digit Loan# was in plain site on the Memo line. And the letter was opened by my Attorney, so there is the proof that I'm not lying, because I took the letter straight to him, and we opened it together.

( JP Morgan / Chase Home Finance) needs to be investigated for FRAUD, Fraudulent Practices, and Flat-Out Discrimination. This is not just CHASE from what I am hearing, and this kind of FRAUD is not limited to just them. DEFRAUDED out of the American Dream, sad to say, but very true. Tens of Thousands of us are being mistreated for the greed of a corporation. And not a single Attorney I have talked with, and provided the proof to, is willing to take this Monumental Case because of the size of JP Morgan, owner of Chase Home Finance.

When are Corporations too large?? I'll tell you when; it's when the Attorneys refuse to stand up to them, with proof in hand, and take them down!!

I think its time we "Took Back our Country" If you feel the same, put your story on here and lets make some change!!! Pass this web address around to EVERYONE, it is time we stood up, said we aren't going to take it any more, and ACT AS ONE VOICE.

By Attorney Recommendation, I have now setup a Foreclosure Victims MySpace Page, in the hopes of reaching as many people as possible so we can organize our information, seek a reputable Attorney, and SUE Class-Action Style these thieving Mortgage Companies. This is the Web-Address:

myspace.com/foreclosurevictims		Chase Home Finance

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People signing the "Chase Home Finance" petition!

  1. Fri., Jul. 3, 2009 5:44 PM    link Name not displayed | Ramsey, MN

    I am sick of Chase Home Finance stealing my money, they are doing this to thousands of people and making millions in the process.They have been able to do this because they are lining the pockets of law- makers. Something needs to be done and these crooks should be held accountable for all of the money they have stolen and the lives they've ruined.

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  3. Thu., Jun. 18, 2009 10:58 PM    link Gavin R. | Louisville, KY

    I got scammed by a broker with lies and misconceptions... They say theyre here to help... almost three years Ive gone to bed hoping they die every night. I could write out a paragraph about the hours on end and the promises that were made over the phone from Chase... That would be another waste of time. Good luck. The holly jolly worthless bankers at the top aren't complete idiots. Fortunately, they're overseeing the total asshats that push their contracts. I really wish this wasnt my first experience with my new wife and life out of college. I thought the answer was finding a good deal on a house. They dont tell you how bad a broker can get you. Im just over it... 2 years ago Ida fought the big fight... Im out of steam now. I really hope karma comes to all of them

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  5. Tue., Jun. 16, 2009 9:41 AM    link Theresa D. | Citrus Heights, CA

  6. Mon., Jun. 15, 2009 11:44 AM    link Peter W. | Mount Pleasant, SC

    After repeated attempts to work something out BEFORE things fell behind, I was able to start the loan modification process in March. It was a 60-day window! Chase KNEW the house was empty and I was living elsewhere. On the 4th of May, I received an offer - short sale, but an offer. Faxed in all the documents Chase told to send in and we'd have an answer on the offer in 10 days. WHOA, that is awesome. On day #9, 10 days got pushed to 30. After several calls and verified info from Chase that it had been sent (BTW, I was foolishly dealing with collections) and expedited on May 13. On June 5, I fax over more documents based on the notes they entered from June 2. Why didn't they call me to send them over? And why now am I sending these straight to loss mit and not collections? So after more calls and transfered again, we get to Day 27 and we are looking at more than 30 days. My buyers are walking on Day 30 and I have done all that you said. I also find out that I am supposed to send the HUD statement. Funny, collections didn't tell me to send that, and when I called to ask why, she didn't even know what it was and it was the first thing on the list!
    Called around and finally got to someone that explained the scenario to me. Collections gets a referral for every loan mod or short sale they send over. A referral? What? Is, did, collections hold up my documentation for a referral? What is the referral? Is it a bonus, a commission?

    I am looking in to the referral program and if there is a bonus or commission paid, then I will not only contact my congressman, but I will look to file a class action lawsuit.

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  8. Mon., Jun. 15, 2009 1:55 AM    link GABRIELLA A. | Chula Vista, CA

  9. Sun., Jun. 14, 2009 11:34 AM    link Porter J. | Clovis, CA

    We have been fighting CHASE and 15 other company's involved with my mortgage since July 2007. We have now filed a lawsuit against Chase,Lehman Brothers, U.S.Bank, MERS, NDEX West LLC, American Mortgage Express, Millenium Funding Group,Chase Manhattan Mortgage, and John Does 1 Through 100

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  11. Wed., Jun. 10, 2009 1:52 PM    link Tonya L. | Spring, TX

    We submitted loan modification paperwork in 2008 and again on 4/7/09. The first time around they closed the file stating no information was sent. Untrue! This time around we've phoned numerous times and have received a canned response that there are thousands of applications being worked through and ours is in that stack. No estimated time on when we might receive a response and basically don't call us, we'll call you. In the meantime our payments have increased by another $300/month and late charges are piling up. My husband lost his job a year ago and we are expecting a baby in less than a month. We are so stressed out at the prospect of losing her home and having no place to go. Our loan was transferred to Chase after we originally financed with the builder and it has been a nightmare since that time. I'm hope can file suit against this company.

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  13. Tue., Jun. 9, 2009 12:54 AM    link robert c. | Johnstown, OH

  14. Sat., May. 30, 2009 6:24 AM    link GABRIELLA A. | Chula Vista, CA

  15. Sat., May. 23, 2009 11:42 PM    link Carla R. | Pensacola, FL

    My home is currently in foreclosure with Chase because they raised our monthly payments(they went from 799 dollars a month to 1100 dollars a month) and could not tell us why and every time we tried to get answers, we were always "in the wrong dept" of their call center and so always after about an hour and a half or so of being transferred around I would get frustrated and hang up. It started when we got a few months behind and I kept calling them to make sure it had'nt gone into foreclosure and they always said: no. You'll get a letter in the mail before that happens. Well, I scraped up all the money and sent it in via web bill pay, but before I did I called them and they said no that it had'nt gone into foreclosure yet so I sent the money. Well, that weekend I was served my foreclosure papers. When i called them a rep told me that it had gone into foreclosure weeks before. So I would have to get with their attorneys and get a reinstatement amount. Well, I did and the reinstatement amount included the six thousand that I had just sent them. Yet, I could only pay the reinstatement to their attorneys and not to them. But, Chase wouldn't give me the six thousand back to send to their attorneys with the reinstatement amount and their attorneys would not accept the money less the six thousand dollars. Because I had just scraped up 6k to send them, I couldn't come up with the 3k that they were claiming I fell short plus the 6k that they would'nt give back to me.(which still 6 months later they haven't sent back yet they claimed that they would because they could not accept it!) I asked the attorneys office ; " since they already have 6k can't I just send you the remaining amount that I owe? But they always said; "No, You have to wait until they send it back and send it to our office with the rest or just come up with 9k and send it too us. Well, obviously I could not afford that so I had to get an attorney who is supposed to be handling the case for me since I can't get anywhere but I have had him for 5 months and Chases attorneys won't return his calls! It's like they are working hand in hand to make sure I don't get my home out of foreclosure! I don't know what to do or where to go, I thought after hiring a lawyer of my own I would get somewhere with this case, but it looks like now I'm just out that money too!

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  17. Thu., May. 7, 2009 9:07 PM    link Name not displayed | Garland, TX

    I have held up my end of the bargain. I sent in the loan modification request. It has been in underwriting since 3/9/09. I have been making two mortgages payments a month for the past three months and the late charges just keep stacking up. Now they have put my last payment in a "suspense fund" because I have not made my payment in full and the money will remain there until it is paid in full. Meanwhile, I will incurr even more late charges. I am a person not a number or a piece of paper in a stack on the edge of their desk. I should have the legal right to actively be involved in the process of my loan modification request. I deserve respect. I have stayed in contact with them, have made extra payments and have submitted all the paperwork for the modification request. No one is contacting me other than collections. Why should I continue to be content to be processed like cattle in a herd heading to slater? I can't get thru to anyone who can tell me what is happening with my modification request. The underwriting group is unreachable. Chase supposedly prides themselves for "working with their customers" Yeah right! I guess that is why you always here that ever so pleasant recording when you call them....."this is an attempt to collect a debt" not "sorry for inconvenience someone will be with you momentarily"

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  19. Sun., May. 3, 2009 10:18 PM    link Name not displayed | Bowling Green, IN

  20. Thu., Apr. 30, 2009 3:26 PM    link Name not displayed | Rocky Mount, NC

    I really hope something is done with these people really my husband and i have been with Chase for 7 years now and were trying to get out, but we cant. were trying to sell but our credit is so bad DUE TO THEM that we cant. PLEASE HELP! Im so glad someone is finally doing something abotu Chase... Can we say new management of something.. JUST A F***** CALL BACK PLEASE~ THANKS! Good luck everyone!

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  22. Thu., Apr. 23, 2009 2:30 PM    link Name not displayed | Antioch, TN

    Chase has been debiting my account for unauthorized house payments! I pay my mortgage every month on time! I paid over the phone and they debited the amount that I paid TWICE! Since that one time, they have constantly sent the payment back through causing my account to be overdraft and several NSF fees. I have faxed over my statements SEVERAL times only to get "We are researching"... What is to research? I was not late. I authorized 1 payment for the month due and they have been debiting my account every since! They will not send me anything in writing verifying their error so I can send it to the bank NOR will anyone discuss it with me when I call. I get the run around and get the phone hung up in my face on serveral occassions! It's very frustrating because even while my husband was unemployed, I did my best to paid my mortgage. He just went back to work and we don't have the money for them to cont to take out of our account. They don't seem to care. Each time they take that money out, we have no money to even put food on our table or gas in our tank to get to work. But they could care less. It's very frustrating and I am tired of being upset.

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  24. Tue., Apr. 21, 2009 10:02 AM    link Name not displayed | Miami, FL

  25. Thu., Apr. 9, 2009 11:42 AM    link Tammy M. | Quincy, IL

    Chase has taken home owners insurance out on my home and never paid the company. I paid the insurance company as well as chase. They are now saying that I am 3 months behind in payments which were due in 2007. Iam current on all of my payments. Why do they get away with robbing us ??????

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  27. Wed., Apr. 8, 2009 4:18 PM    link Sherry W. | Las Vegas, NV

    My rate was not as promised I was to have esscrow in my payment didn't happen. I was to have one fixed rate and I recieved two one at a fixed rate (dummy rate) the other
    at an ajustable rate I did not agree to how all this happend I am not sure. In contacting Chase on several occations I was hung up on and told there was nothing I could do about it. I am not sure what to do about it my rate changes on a whim and I have good credit, never been late , no cutomer sevice at all. Keep me posted on information. Glad to see so many people willing to stand up for our rights. Sherry

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  29. Wed., Apr. 8, 2009 10:50 AM    link Michael B. | Turlock, CA

    Chase's so-called modification plan actually costs me $400 more a month, and yetI pay my mortgage before the 30 days are up each month, scheduling the payment online. They call me two days after the 1st, ignoring that I have a 15 day grace period- harassing me at home and work, even though I have a confirmation # for the transaction online. They tell me their customer service (India) cannot see the online arrangements. So instead, they treat me like a deadbeat criminal even though I have NEVER been 30 days late on any payment. They are out of control in their terrorist collection practices and need to be reigned in and stop harassing hard working people who are paying their mortgages rather than letting their homes go into foreclosure. It's almost like they are encouraging people to foreclose through their harrassment and poor customer service tactics.

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  31. Tue., Apr. 7, 2009 1:55 PM    link Thomas B. | Barnegat, NJ

    Chase "remade" my Fixed Rate Mortgage into a Variable Rate Mortgage without my knowledge and is now trying to foreclose on my house. I would LOVE to get into a Class Action Suit against them, so if anyone knows of one that is already started, or would like to start one, please contact me!

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  33. Tue., Apr. 7, 2009 12:22 PM    link Jeanel M. | New Orleans, LA

    i have completed my home, I had to finish it with my own money. now chase is making me fill all of these forms to get the remainder of my balance. everytime i get one and fax the want another. i am living in the home, and chase rep has givin me the 100%. the lost draft department is giving me too much red tape. if i did not have a 401k i would not have been able to finish the home, and probable have lost the home. it was really tough. i was a katrina victim. it took me 3 years because chase kept shelling me out money a little at a time, and each break, i had to wait for the contractor to schedule me in again..I have over 7,000 in escrow and still have to pay my mortage, they have charged me tons of late fees.

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